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My Buick Rewards® Mastercard®

Enhance your experience

The My Buick Rewards® Mastercard®* helps you accelerate how you earn points with every purchase.* See Program Rules.

Approved Cardmember offer

15,000 bonus points after spending $1,000 on the My Buick Rewards® Mastercard®* in your first 3 months.

Introductory purchase APR

0% Intro APR for the first 9 months*; thereafter variable APRs range from 20.24% to 29.99%.

No annual fee*

Clicking Apply Now will take you to Goldman Sachs Bank website to apply for a My Buick Rewards® Mastercard®. Application is subject to the Goldman Sachs Terms of Use and Privacy Policy.

Earn more

4 points for every $1

spent using the Credit Card, anywhere, everyday.*

7 total points

For every $1 spent on paid Buick Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, and most OnStar® plans.*

Redeem more

Cardmembers can redeem unlimited points

Toward an eligible, new GM vehicle purchase or lease.*

Redeem your points

Toward paid Buick Certified Service, GM Genuine Parts and ACDelco Parts, eligible Accessories, most OnStar plans, GM Financial and Protection Plans, and SiriusXM®.*

Redeem up to $1,000 points

Toward the purchase of a Buick, Chevrolet, GMC or Cadillac Certified Pre-Owned vehicle.*

Automatic Gold Tier

My Buick Rewards Cardmembers automatically earn Gold Tier status.* There’s no annual fee* and points don't expire.

Unlimited earning and redemption power

There’s no limit to how much a Cardmember can earn and redeem toward an eligible, new GM vehicle.*

Access to special offers

Unlock additional benefits including statement credit redemptions.

Special offers for Cardmembers

There are so many ways for My Buick Rewards Cardmembers to level up through two membership tiers and choose a path to more benefits and exclusive offers.

Statement credit toward your fuel or ev statement credit

Activate to start spending toward a $100 statement credit if you spend $1,500 on fuel* annually with your My Buick Rewards® Mastercard®, or if you own a Buick electric vehicle and charge 6 electric bills* annually with your My Buick Rewards® Mastercard®. Enrollment required.

Vehicle detailing allowance

Get a $50 allowance when you use your My Buick Rewards Card™ for vehicle detailing at a participating GM dealer every calendar year.*

Access to Mastercard World Elite® benefits

As a My Buick Rewards Cardmember,* you have access to Mastercard World Elite® benefits, including special discounts and access to unforgettable experiences.

Everday value

Enjoy discounts and perks including Lyft™, ShopRunner℠, Peacock, and Instacart.

Peace of mind

Mastercard Identity Protection helps protect Cardmembers with alerts, resolution services and lost wallet assistance. Zero Liability ensures that Cardmembers won’t be held liable for unauthorized purchases. Global Emergency Services are available 24/7 for lost and stolen card reporting, emergency card replacement, emergency cash advances and more.

Travel perks

While on the road, Cardmembers can enjoy Mastercard Travel & Lifestyle Services, Mastercard Airport Concierge and Mastercard Golf.

Rates and fees

Introductory Annual Percentage Rate (APR) for Purchases

0% for 9 months from the date of account opening.

 

After that, your APR will be 20.24% to 29.99%; variable based on your creditworthiness.

Annual Percentage Rate (APR) for Purchases

20.24% to 29.99% variable based on your creditworthiness.

 

After that, your APR will be 20.24% to 29.99%; variable based on your creditworthiness.

APR for Cash Advances

29.99% variable

Annual Fee

$0

Foreign Transaction Fee

$0

Cash Advance Fee

$0

Late Payment Fee

Up to $40

If you've got a question,

we're here to help.

Find answers to your questions below.

Go to Rewards Support right arrow right arrow

My Buick Rewards Program Terms & Conditions | My Buick Rewards® Mastercard® Program Rules | GM Extended Family™ Mastercard® Program Rules | GM Business™ Mastercard® Program Rules | California Residents: Notice of Financial Incentive

Earn 4X All Purchases
Subject to credit approval. Cardmembers will earn 4 points for every dollar spent on purchases outside of GM, minus credits and returns. Points are not earned on fees or interest charges, cash advances, wire transfers, unauthorized or fraudulent transactions, purchases of traveler’s checks or other cash equivalents. Other exclusions may apply. See Program Rules for other terms and limitations.

Earn 7X All Purchases
Subject to credit approval. Cardmembers earn 7 points total (consisting of 4 base points plus 3 bonus points) for every dollar spent on eligible purchases with GM, minus credits and returns. Card account must be linked to your My Buick Rewards Account to automatically earn bonus points on eligible GM purchases. Bonus points will be posted to your My Buick Rewards Account separate from base points. Points are not earned on fees or interest charges, cash advances, wire transfers, unauthorized or fraudulent transactions, purchases of travelers checks or other cash equivalents. Other exclusions may apply. See Program Rules for eligible GM purchases, terms and limitations.

Early Spend Bonus
This offer is not available to applicants who have had this card or have another pending or approved application for the card. Subject to credit approval. You can earn 15,000 bonus points when you spend $1,000 or more in eligible purchases in the first 3 months after opening an account. Eligible purchases do not include fees or interest charges, cash advances, wire transfers, unauthorized or fraudulent transactions, purchases of traveler’s checks or other cash equivalents. Other exclusions may apply. Returns of purchases made during your offer period may impact your eligibility for this offer. Bonus points will be credited to your account within two billing cycles after meeting spend requirement. Account must be open and in good standing at the time of fulfillment. Offer subject to change. Limit one offer per account. We reserve the right to modify or revoke offer at any time. If we determine that you have engaged in or plan to engage in abuse, fraud, or gaming in connection with this offer, you will not be eligible for this offer and bonus awarded to you may be revoked. Credit card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

My Buick Rewards Card APR & No Annual Fee
For the My Buick Rewards Card: 0% Intro purchase APR for the first 9 months after account opening; after that, variable APR range from 20.24% to 29.99% will apply, based on creditworthiness. Cash advances variable APR of 29.99%. Up to $40 late penalty fee. Rates as of 8/1/24. Rates and terms here: https://www.marcus.com/us/en/credit-cards/gm-cards/rates-and-fees?proid=SXAA23AOCX11.

Program and Card
My Buick Rewards is separate from My Buick Rewards Card. For Rewards: Must be 18 years or older. Points may be earned and redeemed only at GM entities, My Buick Rewards participating dealers or third-party retailers in the United States (excluding Puerto Rico, the U.S. Virgin Islands or Guam). Points are not earned on taxes, fees or body shop repair orders and expire without further notice upon Member Account deactivation.

For My Buick Rewards Card: Cardmembers may earn and redeem points at participating My Buick Rewards Card dealers. Cardmember points are earned on qualifying purchases and do not expire. Points are accrued once per transaction and are not earned on taxes, discounts, rebates, incentives, cash advances, balance transfers, ATM withdrawals, finance charges or fees cash advances or other cash-like transactions, balance transfers, ATM withdrawals, savings bonds, finance charges or fees. Some restrictions apply. Subject to credit approval. Visit mybuickrewards.com to view My Buick Rewards Terms & Conditions.

Redeem New Vehicle
Not compatible with some other offers, including the GM Employee Discount Program. Excludes the GMC HUMMER EV. Dealer contribution may affect final consumer cost. Only available to Members at My Buick Rewards participating dealers. Cardmembers may redeem at any dealership.

Tier Mention 
My Buick Rewards Membership Tier is based on individual spend on GM vehicles, parts, service, OnStar and accessories, and My Buick Rewards Cardmember status and spend.

Goldman Sachs My Buick Rewards Card
Goldman Sachs® Bank USA, Salt Lake City Branch is the issuer of the My Buick Rewards Card. General Motors is responsible for the operation and administration of the Points Program. For more details about the General Motors Points Program, including redemption options, see the My Buick Rewards Card Program Rules.

Mastercard Trademark Use
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

GM Trademark
The marks of General Motors, its divisions, slogans, emblems, vehicle model names, vehicle body designs appearing in this document are the trademarks and/or service marks of General Motors, its subsidiaries, affiliates or licensors. ©2024 General Motors LLC.