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Buick Guaranteed Asset Protection (GAP) Coverage Logo

GAP Coverage

Buick GAP Coverage* protects you from paying a loan on a vehicle that is a total loss. In that event, this plan can help cover the amount you owe on the loan that your insurance doesn’t cover, including your deductible.

Key benefits:

  • The only GAP Protection endorsed by Buick and General Motors
  • Offered in terms up to 8 years
  • Available for any finance amount on new or pre-owned vehicles, only at the time of vehicle purchase
  • No maximum dollar amount on covered losses that are waived
  • Includes a waiver for your primary insurance deductible up to $1,000*
  • Covers rideshare services
  • Can be canceled* at any time

How it works

Don’t pay for a total loss

GAP Coverage protects you from paying on a vehicle that is a total loss. In that event, this Plan can help cover the amount you owe on the vehicle that your insurance doesn't cover. Ask your dealer for Buick GAP Coverage—the only plan with the same name as your vehicle.


  • Any amounts owed on the vehicle finance agreement resulting from late fees, due date changes, or from missed, delinquent, deferred, or skipped payments
  • Total losses resulting from dishonest, fraudulent, or illegal acts (such as DUI) by customer, customer's family members, or other persons acting under customer's authority
  • Vehicles used for competitive racing or for a prohibited commercial purpose
  • If the customer has refinanced the vehicle finance agreement
  • Deductions taken by the primary insurer, such as prior damage, salvage, missing items, excess towing, custom equipment, and storage

Gap Plus*

Go with GAP Plus and you'll receive the standard GAP coverage, plus a $1,000 credit toward the purchase of a Buick replacement vehicle. Only available at participating GM dealers.

You may also consider

Pre-Paid Maintenance

With Pre-Paid Maintenance*, you are covered for scheduled oil and filter changes and tire rotations during the coverage period.  You also get the added benefit of Buick Certified Service technicians who know your vehicle best.

Available plans

The Manufacturer’s Suggested Retail Price excludes destination freight charge, tax, title, license, dealer fees and optional equipment. Click here to see all Buick vehicles’ destination freight charges.